Maryland Home Improvement Commission Attorney

Disputes often arise when hiring a contractor to fix your home. The issue may involve, incomplete work, faulty construction, or contract disputes. Sometimes, the contractor causes damages or does not complete the work they were hired to complete.

At other times, a homeowner may wrongfully dispute the costs of home improvements or the work done by the contractor. Maryland law allows homeowners to file a claim through the Maryland Home Improvement Commission (MHIC) for compensation from the MHIC Guaranty Fund. While filing the complaint and the claim with the guaranty fund can be accomplished without an attorney, the hearing is before an administrative judge and it is helpful to have an attorney represent you with the process.  

Having a lawyer advise you before filing an MHIC Guaranty Fund claim or defending one, is always advisable. Our attorneys at Lusk Law, LLC have successfully helped homeowners and contractors handle MHIC claims. If you are in a home improvement dispute, contact us immediately at (443) 535-9715.

Why Choose our Maryland Home Improvement Commission Attorney

At Lusk Law, LLC, we represent homeowners and construction companies with MHIC claims. We adapt to the needs of each client, protect their interests, and help them achieve their objectives. Our attorneys have years of experience representing homeowners and construction companies in Frederick, Maryland, and we have handled administrative law hearings and court actions.

Our Maryland home improvement commission attorneys are actively involved in every case we handle and take a personalized approach to every person and business we serve.

We also understand how the Maryland home improvement law works and will be with you from the beginning to the end of the MHIC claim. In fact, Attorney Steven Bright, was also an MHIC contractor for years, before he became an attorney. We are always available to answer your questions and help you make informed decisions based on the provisions of the law. Schedule a consultation with us today by calling (443) 535-9715 to learn how we can serve you.

How MHIC Claims Work

The Maryland Home Improvement Law defines home improvement as the addition or alteration, conversion, improvement, modernization, remodeling, repair, or replacement of a building or part of a building that is used or designed to be used as a residence or dwelling place or a structure adjacent to that building; or an improvement to land adjacent to the building.

The MHIC licenses and regulates home improvement contractors, subcontractors, salespersons, and the contracts that bind them to customers. So, to have a valid claim as a homeowner, you must have contracted with a licensed contractor. If you did, you could file a claim with the MHIC; once you do, the commission will conduct a regulatory investigation to see if the contractor violated the Home Improvement Law.

The commission will also initiate a process to determine whether the homeowner can recover money from the Guaranty Fund. If you have valid grounds for a claim, you can make a guarantee claim and must prove you have suffered a loss and if so, will receive compensation for “actual losses.” However, not all claims are valid, and defense options are available to contractors in such an instance.

At Lusk Law, LLC, we believe every case is unique and approach each based on the client’s needs and goals.

Maryland Home Improvement Commission Attorney FAQs

Clients who come to us about home improvement disputes often have many questions. Below are answers to some of the questions we often hear:

The maximum amount you can recover from the MHIC Guaranty Fund is $30,000, or the amount paid to the contractor against whom you brought the case, if this amount is less than $30,000, based on your actual loss. The maximum amount the contractor will pay out is $100,000 if there are multiple claimants.

The MHIC Guaranty Fund covers your actual loss, which includes the cost of restoration, repair, replacement, or completion that arises from an unworkmanlike, inadequate, incomplete, or abandoned home improvement. The Fund does not cover consequential damage or other costs that may be incurred, such as attorney’s fees or court costs, and it does not reimburse you for money paid to unlicensed contractors.

Yes. You must bring the claim within three years of discovering the damage loss. The commission will not hear any case brought after the time expires.

You can choose to handle your MHIC Guaranty Fund claim alone, but it is always best to have an attorney who understands the law and can help you manage the complexities.

What Our Maryland Home Improvement Commission Attorney Will do For You

A lot goes into home improvements before disputes arise, and our role varies depending on the help you need and whether you are a homeowner or contractor. If you are a homeowner, we will review and advise you on the terms and conditions of your home improvement contract and help you resolve disputes with contractors. We will handle your MHIC Guaranty Fund claims and advocate for your rights to seek remedies.

If you are a contractor, we will help you review and draft home improvement contracts to ensure legal compliance and protect your interests. Our attorneys at Lusk Law, LLC, will also assist you in resolving disputes with homeowners and subcontractors and represent you during MHIC proceedings. Additionally, we will help you avoid litigation by recommending alternative dispute resolutions for your case.

Ultimately, we help homeowners and contractors navigate the complexities associated with home improvement projects and claims, ensuring their actions are within the law. We will also provide legal guidance and ensure your rights are always protected.

Do You Need a Maryland Home Improvement Lawyer? Contact Us Now!

Whatever side of the issue you are on, whether a homeowner or contractor, we are here to serve you.

The attorneys at Lusk Law, LLC, are the people to call before and after things go wrong, and we will always work with you to find a solution. We are advocates for life’s obstacles and opportunities and will always put your interests first. Call us now at (443) 535-9715 to schedule a consultation.

Attorney Steven Bright

Steven Bright is a Member of Lusk Law, LLC. Steven came to the law as a third career after working on the production side of theater and ballet for approximately 10 years, and then another 20 years in construction, both in new home construction and home improvement. [ Attorney Bio ]